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Mortgage Rates in Colorado

7 real rates from borrowers and public HMDA records

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30-Yr Fixed Avg
6.288%
3 submissions
15-Yr Fixed Avg
6.750%
1 submission
Total Submissions
7
Jan 2025 – Aug 2025
Lenders Reporting
7

Top Lenders in Colorado

LenderAvg RateSubmissions
PennymacPennymac6.375%1
Pentagon Federal (PenFed)Pentagon Federal (PenFed)6.500%1
Flagstar BankFlagstar Bank5.710%1
Fairway Independent MortgageFairway Independent Mortgage5.990%1
Guild MortgageGuild Mortgage6.250%1
Rocket MortgageRocket Mortgage6.750%1
Guaranteed RateGuaranteed Rate5.500%1

Rate Trend by Month

MonthAvg RateSubmissions
Aug 20256.375%1
Jun 20256.105%2
Feb 20256.120%2
Jan 20256.125%2

Frequently Asked Questions

What is the average mortgage rate in Colorado?
Based on 3 real 30-year fixed submissions, the average rate locked in Colorado is 6.288%. This reflects what borrowers actually locked, not lender-advertised teaser rates.
How many mortgage rate submissions does HomeLoans.fyi have for Colorado?
7 real rates from Colorado, sourced from anonymous borrower submissions and public HMDA loan records.
What is the average VA loan rate in Colorado?
The average VA 30-year rate locked in Colorado is 5.500%, based on 1 submission.
Which lenders have the most submissions in Colorado?
Pennymac, Pentagon Federal (PenFed), Flagstar Bank have the most submitted rates in Colorado on HomeLoans.fyi.
Browse all Colorado submissions →