HomeLoans.fyi
← Back to heatmap

Mortgage Rates in Washington

12 real rates from borrowers and public HMDA records

+ Submit Your Rate
30-Yr Fixed Avg
6.572%
8 submissions
Total Submissions
12
Feb 2025 – Dec 2025
Lenders Reporting
8

Top Lenders in Washington

LenderAvg RateSubmissions
U.S. BankU.S. Bank6.063%2
CrossCountry MortgageCrossCountry Mortgage6.288%2
Movement MortgageMovement Mortgage6.438%2
Pentagon Federal (PenFed)Pentagon Federal (PenFed)6.688%2
Alliant Credit UnionAlliant Credit Union6.125%1
New American FundingNew American Funding6.625%1
Planet Home LendingPlanet Home Lending6.250%1
Mr. CooperMr. Cooper7.750%1

Rate Trend by Month

MonthAvg RateSubmissions
Dec 20256.125%1
Nov 20256.000%1
Oct 20256.125%1
Aug 20256.625%1
Jul 20256.250%1
Jun 20256.225%2
Apr 20257.125%2
Mar 20256.688%2
Feb 20256.500%1

Frequently Asked Questions

What is the average mortgage rate in Washington?
Based on 8 real 30-year fixed submissions, the average rate locked in Washington is 6.572%. This reflects what borrowers actually locked, not lender-advertised teaser rates.
How many mortgage rate submissions does HomeLoans.fyi have for Washington?
12 real rates from Washington, sourced from anonymous borrower submissions and public HMDA loan records.
What is the average VA loan rate in Washington?
The average VA 30-year rate locked in Washington is 6.000%, based on 1 submission.
Which lenders have the most submissions in Washington?
U.S. Bank, CrossCountry Mortgage, Movement Mortgage have the most submitted rates in Washington on HomeLoans.fyi.
Browse all Washington submissions →